In July 2008 Living Time launched the ‘Offer More Options' industry campaign. The aim is to help put advice and Financial Advisers at the heart of greater consumer choice in retirement.
We are concerned about the large numbers of people who do not fully utilise their ‘Open Market Option' (OMO) to secure the best retirement income deal. As many as 2 in every 3 retirees fail to fully explore all the options open to them1. While a lifetime annuity is the right choice for many, potentially tens of thousands of retirees could be making the wrong retirement income choice each year...a choice they may be stuck with for the rest of their lives.
To help highlight these issues and provide support, we have set up a dedicated campaign website for Independent Financial Advisers. You can visit this website by clicking here ». Warning! The ‘Offer More Options' website is designed and written for Financial Advisers only. Consumers wanting to know more about the Living Time Plans, their benefits and risks should speak to their Financial Adviser.
This site and its content is designed for professional advisers only. It is not approved for use by individual consumers.
Alico is the insurance company that provides Living Time Plans.
Living Time Limited is an appointed representative of American Life Insurance Company (Alico). Living Time Limited is registered in England with company number 04750947 and has its registered office at 1 Conduit Street, London W1S 2XA. American Life Insurance Company is a private limited company incorporated with limited liability in Delaware, USA number 0123730. Head Office: One Alico Plaza, Wilmington, Delaware, USA 19801. Branch Office: 22 Addiscombe Road, Croydon CR9 5AZ. Registered in England number BR000230. Authorised and regulated by the Financial Services Authority (FSA reference number 139417).