At Living Time, we recommend everybody seeks independent advice before making any long-term financial decisions, especially when it comes to securing a retirement income.

It is estimated that, each year, as many as 2/3rds of people do not fully explore all the options open to them before choosing a retirement income product.1

We believe far too many consumers are making retirement investment decisions without proper advice and choosing products from a very narrow range of the available options – something that could leave individuals financially worse off and with the wrong product solution for their needs.

An Independent Financial Adviser (IFA) can analyse your financial situation, research the market and offer you more options.  This will ensure you optimise the value of your pension fund and get the right mix of features and benefits to match your financial needs and attitude to risk.

To find an independent financial adviser, go to www.unbiased.co.uk

Please note that clicking this link will take you to a new website.  Living Time is not responsible for the content of third party websites.


Sources:
  1. Based on figures supplied by the Association of British Insurers (ABI) 2009
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