Getting advice
At Living Time, we recommend everybody seeks independent advice before making any long-term financial decisions, especially when it comes to securing a retirement income.
It is estimated that, each year, as many as 2/3rds of people do not fully explore all the options open to them before choosing a retirement income product.1
We believe far too many consumers are making retirement investment decisions without proper advice and choosing products from a very narrow range of the available options – something that could leave individuals financially worse off and with the wrong product solution for their needs.
An Independent Financial Adviser (IFA) can analyse your financial situation, research the market and offer you more options. This will ensure you optimise the value of your pension fund and get the right mix of features and benefits to match your financial needs and attitude to risk.
To find an independent financial adviser, go to www.unbiased.co.uk
Please note that clicking this link will take you to a new website. Living Time is not responsible for the content of third party websites.
Sources:
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Based on figures supplied by the Association of British Insurers (ABI) 2008
Unbiased advice »
- Contact your Independent Financial Adviser for more information about the benefits and risks of Living Time Plans.
Don't have an adviser? »
- You can find out more by getting in touch with IFA Promotion (IFAP). They will be able to send you a list of Independent Financial Advisers in your area.
To contact IFAP, telephone: - 0800 085 3250
- Or click on the link below. This will take you to the IFA Promotion's website:
This site and its content is designed for professional advisers only. It is not approved for use by individual consumers.
Alico is the insurance company that provides Living Time Plans.
Living Time Limited is an appointed representative of American Life Insurance Company (Alico). Living Time Limited is registered in England with company number 04750947 and has its registered office at 1 Conduit Street, London W1S 2XA. American Life Insurance Company is a private limited company incorporated with limited liability in Delaware, USA number 0123730. Head Office: One Alico Plaza, Wilmington, Delaware, USA 19801. Branch Office: 22 Addiscombe Road, Croydon CR9 5AZ. Registered in England number BR000230. Authorised and regulated by the Financial Services Authority (FSA reference number 139417).