PLEASE NOTE that these documents have been created for Financial Advisers only. They have not been approved for use by individual consumers.
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The third in a series of papers commissioned by Living Time from Retirement Partnership. Creating and effecting change in any business is not easy, but the potential for those advisers who embrace the ethos and values of our 'Offer More Options' campaign is huge. The Five Stage Advice Process developed by the Retirement Partnership is designed to help advisers make that step-change in their business process.